Do you want to get a credit?
Contact us now and we will tell you how!
Tel/ fax 0259/478997 sau 0359/427928; mobile: 0751158874;
email: claudia@gabrian-imobiliare.ro
If you want a credit, you got to the right place. By means of www.gabrian-imobiliare.ro, GABRIAN 
Real Estate gives to the natural persons the free needed consultancy for opening a loan, without no influence regarding the total cost which you may pay if you address directly to a bank.
From now on, it is easier than ever to get a loan:
Gabrian Real Estate shows you all the bank offers for the type of credit you are interested in, and helps you to choose the most advantageous one for you. Do you want a house? By means of a mortgage loan or a home loan building credit, you can be the owner. Do you want a loan for personal needs? There are a lot of bank offers in hand. Do you want a car? You can have it with the help of a car loan.
If you work or live in Oradea,
Gabrian Real Estate
can give you all the information (the maximum amount that you can get, the total costs of the loan, with all the interests, fees and banking charges) that you have to know so that you can choose a loan with full knowledge of the case. More than this they set up your loan files for free, helping you to save your time.
If you live in province, you can compare the banks’ offers for the type of the loan
you are interested in, anytime and anywhere. The
www.gabrian-imobiliare.ro gives you many calculators by means of which you are able to find out the maximum amount that you can obtain by a loan, and it also shows you the minimum income that you have to have in order to borrow that amount of money. For making you choice easier,
Gabrian Real Estate calculates DAE (the effective annual interest), which includes all the loan coasts. After choosing a loan and applying online, Gabrian Real Estate will contact you in order to request further information for drawing/ setting up your file.
What do you have to keep in mind about Gabrian Real Estate:
- We deal exclusively with counseling natural person in choosing and getting a loan.
- We make promotions for all types of credits (mortgage loans, home loans, personal need loans, car loans).
- We give you the opportunity to compare and to choose among the offers of the most representative banks and credit institutions in the Romanian financing-banking system.
- You can apply online for the loan offer that you consider the most advantageous for you.
- Our consultancy services are absolutely free. We get commissions from the banks; and you don’t have to pay extra besides the costs that you would pay off if you went directly to the bank.
Why addressing Gabrian Real Estate in order to get a loan?
Because of the rise in prices in Romania’s real estate market, people who want to buy an apartment or a house have to address more frequently to bank services in order to obtain a credit which enables them to buy it after that.
Everything seems to be ok so far, but when the client arrives to the bank centre, /she he realizes, that the building loan or the mortgage loan which seemed attractive up to that point, and which he/she could obtain easily, not only that it is difficult to get it, but beside this, it is also not easy to understand this issue. These are the most frequently problems that a natural person has to face with when he/she points to a loan.
Problems are much more difficult to be solved out when the applicant has to demonstrate his/her income earned abroad. In this situation, the distance and the fact that the client can not have the documents in a short period of time, represent another problem for him/her.
The difficulty in understanding a credit loan product arises mainly from the many elements that are part of that product. Presently, a person who does not have knowledge of this phenomenon and who has never used a banking service before, is disappointed in most cases, and gives up this alternative resorting to all kinds of “intermediaries” to solve this problem.
There is another problem related to the fact that, mostly, a credit product does not put out all the expenses that it implies and this is the reason why most of the people who demand for a loan, do not understand that the banking product loses its attractiveness the moment it faces a credit adviser.
Gabrian Real Estate wants to offers its clients the most appropriate financing solution adapted to everyone needs within the shortest time.
Your advantages in opening a loan:
One of the advantages of working with one of our consultants is that the clients get complete information about all the costs that each loan implies.
Another important advantage is that we can identify and negotiate for our clients’ plot of land they want in best conditions.
AThe greater advantage is that you don’t have to waste your time going to bank centre, because our advisers will try to reduce as much as possible the time you might spent standing in front of a bank pay desk, especially when that pay desk might be miles away.
Terms and conditions
Building loan 
Destination:
Building loan is offered for financing the acquisition of:
- land (inside the city, outside the city, agricultural area, forestry area)
- building (finished or unfinished)
- apartment (new or old)
Besides acquisition, it can be financed all the expenses which the client spends with acquisition, opening a loan and much more: possible moving out, furnishing and fitting out the future building expenses.
Mortgage loan 
Destination:
Mortgage loans can be offered for financing the following real-estate transactions:
a. Building acquisition: the acquisition of the existing buildings which have permanent or temporary destination or which are considered holiday houses, including the land. When we talk about apartments, the loan is conferred even if the applicant has the concessions right over the land adherent to that apartment, when the loan is demanded. The validity of the concession right must be at least equal with the mortgage loan period, and the charges must be paid in time.
b. House construction: the cost of the houses construction which are to be used as permanent or temporary houses or holiday houses. Financing may include the acquisition of the land where the house is to be built, if it meets the following conditions:
- it is situated inside city;
- it is included into the town planning project of the area;
- it is into the civil circuit, beyond the agricultural and forestry areas;
- it is not the object of any dispute.
c. Restoration of the houses: the restoration (including modernization), the consolidation or the extension of the permanent or temporary houses or holiday houses. Here, there are also included improving works of the land and/or of the house as connections to the electricity network, water pipes, gas pipe and telephony network. You can do both the construction and the restoration either on your own or with the help of specialized firms.
d. Land acquisition for building houses: the land must meet the conditions mentioned at point b. "House construction"
|
Do you want to get a loan?
Contact us and we will tell you how: | |
|
| |
